Jerry

No resources, no skill, no talent, no ability, no brains.

Kramer

(interrupts) No, no...time! It's all this meaningless time. Laundry, grocery, shopping, coming in here talking to you. Do you have any idea how much time I waste in this apartment?

Jerry

I can ball park it.

Elaine

(doing the voice) Hello-o-o-o!

Kramer

Here we go; now she comes in. Now my whole day is shot!