Kramer

Oh, that's too bad. Now don't say I didn't try to warn you.

Jerry

What're you talkin' about?

Kramer

Oh, Jerry, I'm *surprised* at you!

Jerry

What?

Kramer

It's a *con*. These agencies are usually a front for some money laundering scheme. Or they're bunko artists; bilkin' people out of their life savings, oh *yeah*.