Voice

Hello, this is Chemical Bank. Just wanted you to know that your checking account is overdrawn.

Nana

Chemical Bank? I haven't used that account in months.

Voice

Well, someone's been cashing the checks and you're overdrawn.

Nana

Oh dear. I'll be down there first thing in the morning.

Voice

(unheard by Nana as she hangs up the phone) Wait, we can do this over the phone.